| 1. |
Granting of credits in Lats and in foreign currency * |
|
| 1.1. |
Loan application |
0,05-1.5% |
| 1.2. |
Arrangement of a loan agreement |
up to 1,5 %
from loan amount |
| 1.3. |
Amendment of the credit conditions, except in 1.4., 1.5., 1.6., 1.7., 1.8 mentioned |
up to 0,3%
from loan amount |
| 1.4. |
Prolongation of the loan agreement |
up to 0,5%
from unpaid loan amount |
| 1.5. |
Amendments in the loan pay-off schedule |
up to 0,5%
from unpaid loan amount |
| 1.6. |
Amendments in the collateral |
 LVL 100,- |
| 1.7. |
Amendments of interest rate |
difference of interest rate's monthly payment |
| 1.8. |
Arrangement of unstandard documents |
LVL 25,- per hour ; min. LVL 25,-
max. LVL 100,- |
| 1.9. |
Interest for loan utilization or overdraft (debit percent) |
upon agreement with the Client |
| 1.10. |
Interest for unused part of the loan line |
free of charge |
| 1.11. |
Interest for none-withdrawal part of the loan |
free of charge |
| 1.12. |
Fee for handling the loan account |
free of charge |
| 1.13. |
Fee for decision of Loan committee |
free of charge |
| 1.14. |
Anticipatory accomplishment of Credit Liabilities. |
up to 1%
of loan amount paid before end
of the term |
| 1.15. |
Arrangement of the refinance agreement |
up to 5%
of loan amount
to be refinanced |
| 1.16. |
Consultations not related to receiving loan in a Bank |
up to LVL 50,-
per hour |
| 1.17. |
Mediation services related to insurance of loan related property |
free of charge |
| 1.18. |
Issuance of references or certifications |
up to LVL 50,- |
| 2. |
Issuance of guarantees |
|
| 2.1. |
Providing cover |
1 - 1,5%
per year
(min. LVL 30,-) |
| 2.2. |
Without cover: |
|
| |
Until receipt of a claim: |
|
| |
a) in case of direct guarantee |
|
| |
• based on pledge |
4 - 6% per year (min. LVL 30,-)** |
| |
• based on credit line |
2 - 6% per year (min. LVL 30,-)** |
| |
b) in case of counter guarantee providing cover: |
|
| |
• based on pledge |
5 - 8% per year (min. LVL 30,-)** |
| |
• based on credit line |
4 - 8% per year (min. LVL 30,-)** |
| |
After receipt of a claim |
a credit is arranged with corresponding interest rate |
| 2.3. |
Checking of documents and payment of guarantee |
0,3% of the amount, min. LVL 30,- |
| 2.4. |
Amendment of guarantee |
LVL18,-**
|
|
2.5.
|
Cancellation of guarantee
|
LVL 42,-**
|
