| 1. |
Payment cards MasterCard:* |
Cards in USD
|
Cards in LVL
|
Cards in EUR
|
| |
MasterCard Standard: |
|
|
|
| Card issue |
free of charge
|
free of charge
|
free of charge
|
| Fee for urgent card issue***** |
USD 30,-
|
LVL 20,-
|
EUR 30,-
|
| Annual card fee: |
|
|
|
| • Residents |
USD 40,-
|
LVL 20,-
|
EUR 30,-
|
| • Non-residents |
USD 60,-
|
LVL 35,-
|
EUR 50,-
|
| Annual fee for additional card: |
|
|
|
| • Residents |
USD 30,-
|
LVL 15,-
|
EUR 25,-
|
| • Non-residents |
USD 50,-
|
LVL 30,-
|
EUR 50,-
|
| Card replacement |
USD 20,-
|
LVL 12,-
|
EUR 20,-
|
| Fee for financial report's sent by mail |
USD 1,-
|
LVL 0,50
|
EUR 1,-
|
| Fee for financial report's at the Bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's sent by e-mail |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's in the i-bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for reviewing of an unjustified complaint |
|
|
|
| • Residents |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| • Non-residents |
USD 40,-
|
LVL 20,-
|
EUR 40,-
|
| Interest for balance on card account |
1,5% per year for the balance above USD 2 000,-
|
1,5% per year for the balance above USD 1 000,-
|
1,5% per year for the balance above USD 2 000,-
|
| Interests for the allowed credit |
18 % per year
|
18 % per year
|
18 % per year
|
| Interests for exceeding of the allowed credit limit |
60 % per year
|
60 % per year
|
60 % per year
|
| Cash withdrawal fee in SMP Bank's and Krajbanka's ATM |
free of charge
|
free of charge
|
free of charge
|
| Cash withdrawal fee in SMP Bank |
1% (min. USD 1,-)
|
1% (min. LVL 0,50)
|
1% (min. EUR 1,-)
|
| Cash withdrawal fee in Hansabanka`s and Rietumu banka`s ATMs |
1% (min. USD 3,-)
|
1% (min. LVL 1.5,-)
|
1% (min. EUR 3,-)
|
| Cash withdrawal fee in other banks' ATMs |
1.5% (min. USD 5,-)
|
1.5% (min. LVL 3,-)
|
1.5% (min. EUR 5,-)
|
| Cash withdrawal fee in other bank |
1.5% (min. USD 10,-)
|
1.5% (min. LVL 5,-)
|
1.5% (min. EUR 10,-)
|
| Purchases charge |
free of charge
|
free of charge
|
free of charge
|
| Closing of card account |
USD 10,-
|
LVL 5,-
|
EUR 10,-
|
| Daily limit for purchasing |
USD 5000,-
|
LVL 3000,-
|
EUR 4000,-
|
| Daily limit for ATM |
USD 2500,-
|
LVL 1500,-
|
EUR 2000,-
|
| MasterCard Business |
|
|
|
| Card issue |
free of charge
|
free of charge
|
free of charge
|
| Fee for urgent card issue***** |
USD 30,-
|
LVL 20,-
|
EUR 30,-
|
| Annual card fee: |
|
|
|
| • Residents |
USD 60,-
|
LVL 25,-
|
EUR 50,-
|
| • Non-residents |
USD 80,-
|
LVL 50,-
|
EUR 60,-
|
| Annual fee for additional card: |
|
|
|
| • Residents |
USD 40,-
|
LVL 15,-
|
EUR 30,-
|
| • Non-residents |
USD 60,-
|
LVL 30,-
|
EUR 40,-
|
| Card replacement |
USD 20,-
|
LVL 12,-
|
EUR 20,-
|
| Fee for financial report's sent by mail |
USD 1,-
|
LVL 0,50
|
EUR 1,-
|
| Fee for financial report's at the Bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's sent by e-mail |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's in the i-bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for reviewing of an unjustified complaint |
|
|
|
| • Residents |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| • Non-residents |
USD 40,-
|
LVL 20,-
|
EUR 40,-
|
| Interest for balance on card account |
1,5% per year for the balance above USD 10 000,-
|
1,5% per year for the balance above LVL 5 000,-
|
1,5% per year for the balance above EUR 10 000,-
|
| Interests for the allowed credit |
18 % per year
|
18 % per year
|
18 % per year
|
| Interest rate for exceeding of the allowed credit limit |
60 % per year
|
60 % per year
|
60 % per year
|
| Cash withdrawal fee in SMP Bank's and Krajbanka's ATM |
0,5 %
|
0,5 %
|
0,5 %
|
| Cash withdrawal fee in SMP Bank |
1% (min. USD 1,-)
|
1% (min. LVL 0,50)
|
1% (min. EUR 1,-)
|
| Cash withdrawal fee in Hansabanka`s and Rietumu banka`s ATMs |
1% (min. USD 3,-)
|
1% (min. LVL 1.5,-)
|
1% (min. EUR 3,-)
|
| Cash withdrawal fee in other banks' ATMs |
1.5% (min. USD 5,-)
|
1.5% (min. LVL 3,-)
|
1.5% (min. EUR 5,-)
|
| Cash withdrawal fee in other bank |
1.5% (min. USD 10,-)
|
1.5% (min. LVL 5,-)
|
1.5% (min. EUR 10,-)
|
| Purchases charge |
0,3 %
|
0,3 %
|
0,3 %
|
| Closing of card account |
USD 10,-
|
LVL 5,-
|
EUR 10,-
|
| Daily limit for purchasing |
USD 5000,-
|
LVL 3000,-
|
EUR 4000,-
|
| Daily limit for ATM |
USD 2500,-
|
LVL 1500,-
|
EUR 2000,-
|
| MasterCard Gold |
|
|
|
| Card issue |
free of charge
|
free of charge
|
free of charge
|
| Fee for urgent card issue***** |
USD 30,-
|
LVL 20,-
|
EUR 30,-
|
| Annual card fee: |
USD 100,-
|
LVL 60,-
|
EUR 80,-
|
| Annual fee for additional card: |
USD 80,-
|
LVL 40,-
|
EUR 60,-
|
| Annual fee for the card with IAPA** program |
USD 120,-
|
LVL 80,-
|
EUR 100,-
|
| Card replacement |
USD 30,-
|
LVL 20,-
|
EUR 30,-
|
| Fee for financial report's sent by mail |
USD 1,-
|
LVL 0,50
|
EUR 1,-
|
| Fee for financial report's at the Bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's sent by e-mail |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's in the i-bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for reviewing of an unjustified complaint |
|
|
|
| • Residents |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| • Non-residents |
USD 40,-
|
LVL 20,-
|
EUR 40,-
|
| Interest for balance on card account |
1,5% per year for the balance above USD 10 000,-
|
1,5% per year for the balance above LVL 5 000,-
|
1,5% per year for the balance above EUR 10 000,-
|
| Interest rate for the allowed credit |
18 % per year
|
18 % per year
|
18 % per year
|
| Interest rate for exceeding of the allowed credit limit |
60 % per year
|
60 % per year
|
60 % per year
|
| Cash withdrawal fee in SMP Bank's and Krajbanka's ATM |
0,5 %
|
0,5 %
|
0,5 %
|
| Cash withdrawal fee in SMP Bank |
1% (min. USD 1,-)
|
1% (min. LVL 0,50)
|
1% (min. EUR 1,-)
|
| Cash withdrawal fee in Hansabanka`s and Rietumu banka`s ATMs |
1% (min. USD 3,-)
|
1% (min. LVL 1.5,-)
|
1% (min. EUR 3,-)
|
| Cash withdrawal fee in other banks' ATMs |
1.5% (min. USD 5,-)
|
1.5% (min. LVL 3,-)
|
1.5% (min. EUR 5,-)
|
| Cash withdrawal fee in other bank |
1.5% (min. USD 10,-)
|
1.5% (min. LVL 5,-)
|
1.5% (min. EUR 10,-)
|
| Purchases charge |
0,5 %
|
0,5 %
|
0,5 %
|
| Closing of card account |
USD 10,-
|
LVL 5,-
|
EUR 10,-
|
| Daily limit for purchasing |
USD 9000,-
|
LVL 5000,-
|
EUR 7000,-
|
| Daily limit for ATM |
USD 3500,-
|
LVL 2000,-
|
EUR 2800,-
|
| 2. |
Debit cards Maestro*** |
|
|
|
|
Card issue |
free of charge
|
free of charge
|
free of charge
|
| Fee for urgent card issue***** |
USD 10,-
|
LVL 5,-
|
EUR 10,-
|
| Initial min. payment |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| Min. balance |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| Annual Card fee |
|
|
|
| • Residents |
USD 10,-
|
LVL 3,-
|
EUR 5,-
|
| • Non-residents |
USD 25,-
|
LVL 12,-
|
EUR 20,-
|
| Fee for additional card |
|
|
|
| • Residents |
USD 10,-
|
LVL 3,-
|
EUR 5,-
|
| • Non-residents |
USD 25,-
|
LVL 12,-
|
EUR 20,-
|
| Card replacement |
USD 5,-
|
LVL 1,-
|
EUR 2,-
|
| Fee for financial report's sent by mail |
USD 0,50
|
LVL 0,20
|
EUR 0,50
|
| Fee for financial report's at the Bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's sent by e-mail |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's in the i-bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for reviewing of an unjustified complaint |
|
|
|
| • Residents |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| • Non-residents |
USD 40,-
|
LVL 20,-
|
EUR 40,-
|
| Interests for the allowed credit |
18 % per year
|
18 % per year
|
18 % per year
|
| Interest rate for exceeding of the allowed credit limit |
60 % per year
|
60 % per year
|
60 % per year
|
| Fee for outstanding payments |
USD 3,-
|
LVL 2,-
|
EUR 4,-
|
| Cash withdrawal fee in SMP Bank's and Krajbanka's ATM |
free of charge
|
free of charge
|
free of charge
|
| Cash withdrawal fee in SMP Bank |
1% (min. USD 5,-)
|
LVL 1,-
|
EUR 2,-
|
| Cash withdrawal fee in Hansabanka`s and Rietumu banka`s ATMs |
1%
|
1% (min. 0.20 LVL)
|
1% (min. EUR 0,4)
|
| Cash withdrawal fee in other banks' ATMs |
|
|
|
| • Residents |
1% (min. USD 3,-)
|
1% (min. LVL 1.50,-)
|
1% (min. EUR 3,-)
|
| • Non-residents |
1.5% (min. USD 5,-)
|
1.5% (min. LVL 2)
|
1.5% (min. EUR 5)
|
| Cash withdrawal fee in other bank |
1% (min. USD 10,-)
|
1% (min. LVL 5,-)
|
1% (min. EUR 10,-)
|
| Purchases commission in Latvia |
free of charge
|
free of charge
|
free of charge
|
| Purchases commission abroad |
0,5 %
|
LVL 0,20
|
0,5 %
|
| Closing of card account |
USD 10,-
|
LVL 5,-
|
EUR 10,-
|
| Daily limit for purchasing |
USD 3500,-
|
LVL 2000,-
|
EUR 2500,-
|
| Daily limit for ATM |
USD 1800,-
|
LVL 1000,-
|
EUR 1500,-
|
| 3. |
Debit card Cirrus for ATM`s**** |
|
|
|
|
Annual card fee: |
|
|
|
| • Residents |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| • Non-residents |
USD 40,-
|
LVL 20,-
|
EUR 40,-
|
| Fee for urgent card issue***** |
USD 10,-
|
LVL 5,-
|
EUR 10,-
|
| Annual fee for additional card: |
USD 40,-
|
LVL 20,-
|
EUR 45,-
|
| Card replacement |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| Interest for balance on card account |
1,5 %
|
1,5 %
|
1,5 %
|
| Balance on which interests is calculated |
USD 2 000,-
|
LVL 1 000,-
|
EUR 2 000,-
|
| Fee for financial report's sent by mail |
USD 1,-
|
LVL 0,50
|
EUR 1,-
|
| Fee for financial report's at the Bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's sent by e-mail |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's in the i-bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for reviewing of an unjustified complaint |
|
|
|
| • Residents |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| • Non-residents |
USD 40,-
|
LVL 20,-
|
EUR 40,-
|
| Interest rate for the allowed credit |
18 % per year
|
18 % per year
|
18 % per year
|
| Interest rate for exceeding of the allowed credit limit |
60 % per year
|
60 % per year
|
60 % per year
|
| Min. balance (minimal primary payment) |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| Cash withdrawal fee in SMP Bank's and Krajbanka's ATM |
0,5 %
|
0,5 %
|
0,5 %
|
| Cash withdrawal fee in SMP Bank |
1% (min. USD 5,-)
|
1% (min. LVL 3)
|
1% (min. EUR 5,-)
|
| Cash withdrawal fee in Hansabanka`s and Rietumu banka`s ATMs |
1% (min. USD 3,-)
|
1% (min. LVL 1.5,-)
|
1% (min. EUR 3,-)
|
| Cash withdrawal fee in other banks' ATMs |
1.5% + USD 3,-
|
1.5% + LVL 1,5
|
1.5% + EUR 3,5
|
| Closing of card account |
USD 10,-
|
LVL 5,-
|
EUR 10,-
|
| |
Daily limit for ATM |
USD 1800,-
|
LVL 1000,-
|
EUR 1500,-
|
| 4. |
Eurocard/Master Card Virtual card***** |
|
|
|
|
Annual card fee: |
USD 40,-
|
LVL 20,-
|
EUR 30,-
|
| Annual fee for additional card: |
USD 30,-
|
LVL 15,-
|
EUR 20,-
|
| Fee for urgent card issue***** |
USD 30,-
|
LVL 20,-
|
EUR 30,-
|
| Card replacement |
USD 20,-
|
LVL 12,-
|
EUR 20,-
|
| Interest for balance on card account |
1,5% per year for the balance above USD 2 000,-
|
1,5 % per year for the balance above LVL 1 000,-
|
1,5 % per year for the balance above EUR 2 000,-
|
| Fee for financial report's sent by mail |
USD 1,-
|
LVL 0,50
|
EUR 1,-
|
| Fee for financial report's at the Bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's sent by e-mail |
free of charge
|
free of charge
|
free of charge
|
| Fee for financial report's in the i-bank |
free of charge
|
free of charge
|
free of charge
|
| Fee for reviewing of an unjustified complaint |
|
|
|
| • Residents |
USD 20,-
|
LVL 10,-
|
EUR 20,-
|
| • Non-residents |
USD 40,-
|
LVL 20,-
|
EUR 40,-
|
| Interest rate for the allowed credit |
20 % per year
|
20 % per year
|
20 % per year
|
| Interest rate for exceeding of the allowed credit limit |
60 % per year
|
60 % per year
|
60 % per year
|
| Cash withdrawal fee in SMP Bank |
1% (min. USD 5,-)
|
1% (min. LVL 3,-)
|
1% (min. EUR 5,-)
|
| Closing of card account |
USD 10,-
|
LVL 5,-
|
EUR 10,-
|
| Purchases charge |
1%
|
1%
|
1%
|
| Daily limit for shopping expenses |
USD 600,-
|
LVL 400,-
|
EUR 650,-
|
| First minimal payment |
USD 140,-
|
LVL 80,-
|
EUR 130,-
|
| * |
Settlement period for MasterCard is 1 year. |
| ** |
Special program of benefits and savings is granted to the members of IAPA (International Airline Passengers Association) in hotels, business centers and car rentals all around the world. |
| *** |
Settlement period for Maestro Card - 1 year. |
| **** |
Settlement period for the card - 1 year. |
| ***** |
Subject to prior arrangement with the customer regarding the place of receiving the card at SMP Bank. The card is made in 4 hours' time. |
|
