Card MasterCard is meant for money transfers with which you can pay for the goods and services, and if it is necessary, to make cash withdrawals, using both your own money resources, and money resources as a credit given by joint-stock company SMP Bank.

Card MasterCard it is prestigious! It provides to the Client high quality of service in shops, hotels, restaurants and other places.

Card MasterCard is simple in use; the Client has the right to entitle any member of family or any other person to use the account. Depending on Client wish, SMP Bank can issue additional cards which will have the same advantages as the basic one.

To receive a credit card MasterCard in SMP Bank it is necessary for the Client to have the maintenance.
As the maintenance for this card can be:

• salary;
• the guarantee deposit;
• frozen assets on the payment account;
• the guarantee.

There is the possibility to receive a credit card MasterCard of three kinds in SMP Bank:

• MasterCard Standard it is intended for Individuals with an average level of income,
• MasterCard Business - the service card for legal persons,
• MasterCard Gold - the prestigious card for financially stable clients of SMP Bank.

MasterCard Standard is intended for Individuals with an average level of the income.

There is the possibility for the Client to receive MasterCard Standard card:

• If the Client has stable incomes which constitute not less than 300 LVL per month and the Client represents to the Bank the information confirming the size of the salary, and also that the salary will be transferred henceforth to the account of the Client in SMP Bank, then there is no necessity for the maintenance.
• If the Client has the guarantee-deposit or any other necessary maintenance for obtaining a card (the size of maintenance depends on the sum of a desirable line of credit).

The holder of card MasterCard Standard can receive following free of charge services:

• Insurance:
• in case of death EUR 100,000 (+ 30 000)
• in case of irreversible mutilation EUR 100,000
• Insurance is valid during the stay in one trip up to 60 days; it refers to the user of the card, his/her marital partner, financially dependent children till 25 y.o. in case of the trip were paid by a card.

MasterCard Standard

For operations with the card, performed outside the countries of Europe (USA, Asia etc.), the additional commissions of MasterCard International are taken, which are 0,25 % from the sum.

It is intended for the enterprises, wishing to simplify the registration of traveling and living expenses of the employees and presentation costs. It is possible to use this card for other reasons as well.

The holder of MasterCard Business can receive following free of charge services:

• Insurance
• Help in traveling

Insurance is valid during the stay in one trip up to 60 days; it refers to the user of the card in case of the trip was paid by a card.

MasterCard Business

For operations with the card, performed outside the countries of Europe (USA, Asia etc.), the additional commissions of MasterCard International are taken, which are 0,25 % from the sum.

This card can be used by both: Individuals and Legal persons.

As a holder of MasterCard Gold, you have the possibility to receive the big credit limit.

• Insurance
• Help in traveling

Insurance is valid during the stay in one trip up to 60 days; it refers to the user of the card, his/her marital partner, financially dependent children till 25 y.o. in case of the trip were paid by a card.

There is the possibility for the Clients of SMP Bank to receive MasterCard Gold card together with IAPA program (International Airline Passengers Association). There are discounts given in the hotels, business centers, rent a cars, and also protection of luggage and keys is guaranteed for participants of IAPA program all over the world.

MasterCard Gold

For operations with the card, performed outside the countries of Europe (USA, Asia etc.), the additional commissions of MasterCard International are taken, which are 0,25 % from the sum.

Payment cards Department Telephone e-mail Ieva Groza / head of Department (+371) 67019141 (+371) 67019171 Ieva Groza Оlga Skorina / clients manager (+371) 67019142 (+371) 67019171 Olga Skorina Maestro card with credit /Svetlana Zuimaca (+371) 67019113 (+371) 67019171 Svetlana Zuimaca Maestro card with credit /Jekaterina Krivonosa (+371) 67019151 (+371) 67019171 Jekaterina Krivonosa