A current account allows you to perform the following operations:

1. The performance of non-liquid money transfers:

• bank's internal,
• local,
• international.

Customer may issue instructions regarding actions involving their account:

• by arriving at the bank with a payment order;
• by using the Multinet system (by entering into an additional agreement regarding remote account management services);
• by fax (by entering into an additional agreement regarding the use of a code table).

2. The deposit of funds received by transfer;

3. The deposit and withdrawal of cash;

4. The conversion of currency according to the rate specified by JSC "Multibanka";

5. The receipt of an overdraft on their account;

6. The receipt of interest on the balance of their account;

7. The receipt of information regarding the account:

• using the Multinet system
• by telephone, using a password

8. Following an agreement, the Bank issues the Customer with free account print outs:

• once a month
• daily (if there has been any turnover in the account)

9. Following a request from a Customer, the Bank will issue a cheque book for the withdrawal of cash from the current account;

10. Following a written request from the Customer, the Bank will issue statements regarding the operations perform using the current account.